A profitable and ethical choice for your money
Investing in bank programs and other institutions gives you a lot of security, but the rates are minimal; you lack growth. Also, in most cases you never know how ethically they may be reinvesting your money.
You might be supporting forced child labour, environmental pollution, animal cruelty, inequity in the workplace, manufacturing of weapons, or whatever else earns them a profit.
Our approach is the complete opposite. We are completely up-front and transparent with the use of your money. We will invest it in two ways:
- Purchasing existing homes and income properties; and
- Upgrading these properties, using the most environmentally-friendly and non-offgassing products possible.
We only entertain win-win negotiations for all parties involved. Our home purchases sometimes help the owners out of financial distress, and we only buy existing houses and apartments, never vacant land for development.
We’re offering you a unique chance to feel good about making money on your money.
And what if the Ontario real estate market drops in value?
Strategies for any market climate
By adapting to fluctuating markets and managing properties properly, real estate can continue to be a strong source of revenue under any market conditions.
We attract buyers in a seller’s market, and renters in a buyer’s market. To bridge both markets, we may also apply more advanced strategies, such as selling homes under “rent-to-own” agreements.
We buy with plenty of equity to allow for a healthy buffer. A professional property inspection and a detailed cashflow analysis are performed for every purchase. If it’s not a good deal, we simly don’t buy it.
And since we take care of all of the property transactions, maintenance, and upgrades...
...this gives you the chance to grow your capital without any of the hard work or extensive knowledge that’s required to be successful in real estate.
Your investment allows us to expand into additional properties. And in exchange, we offer you an excellent return on your money. It’s a win-win situation for both of us!
The revenue-generation process
Often, the houses that we purchase just need cosmetic touch-ups. We intentionally buy “ugly” or run-down houses in good neighbourhoods, and give them a make-over.
We get very substantial appreciation in house value by applying new paint, replacing light fixtures, removing old carpet or vinyl flooring, buffing wood floors, planting flowers and other simple tasks.
In other cases, we build a laundry room, a granny suite or some other more significant project to maximize the return.
We do NOT buy structurally unsound or dilapidated houses. Every purchase is viewed as a project, and conservatively assessed for needed or desired upgrades.
If a house needs a new roof, for example, we know beforehand how much it will cost to replace, and we negotiate the price or terms with the vendor accordingly. We always play it safe, and only buy properties that we have thoroughly screened for profit potential.
That is where our expertise in financial analysis is vitally important:
Capital and cash flow
There are two forms of money that we take into consideration: capital and cash flow.
Capital is cash. It’s the money – ours and yours – that goes towards the purchase, upgrade and maintenance of each property. It is also the cash taken out at the end.
Your investment is capital. You put in money, let it ride, and get it back at the end of your investment with your profit. When you invest with us, your money can easily appreciate by 50% or more in just a couple of years.
Cash flow is income generated from rents. When the income is greater than the monthly expenses (utilities, taxes, mortgage payments, insurance, etc.), we receive a positive cash flow. This is the money that financially carries the property.
Every property we consider must already demonstrate, or have the potential for, a strong positive cash flow. The bigger the spread between the income and expenses, the better our cash flow will be.
We apply strategies to maximize that spread, by increasing income and decreasing expenses. Our ability to increase our positive cash flow safely secures your investment, and gives you a much better return than you can expect elsewhere.
But financial expertise alone is not enough to guarantee our success...
The right strategies for real estate profits
There are currently three main property types that we focus on purchasing:
- Income properties that are being poorly managed or maintained, and are generating sub-optimum income for their current owners;
- Houses that can be converted to good income properties, usually through duplexing or triplexing; and
- Residential properties that are currently in poor states of cosmetic repair and can be re-sold with significant appreciation.
Our experience in real estate management makes each of these options a highly secure investment opportunity, both for us and for you. Our team of renovators can give a property a very substantial boost in value, in just a short time — which can increase both its potential sale price and its cashflow.
And we always do our best to find the most environmentally-friendly solutions for all of our projects. From non-offgassing clay-based paints, to linseed-oil wood finishes and recycled construction materials, we aim to have the minimum possible impact on our environment...
...so you can feel good about your money being used in a socially and environmentally responsible way.
We can offer you various options when you invest with us, so that you can get exactly what you want from this opportunity!
Our threefold commitment to you
There are three criteria that we must be 100% satisfied with before we buy any new property:
- The property must provide good positive cash flow and easily carry itself...
- The property must appreciate well, given the planned improvements, and be profitable for everyone involved...
- The return-on-investment must be fairly quick — 1 to 5 years.
If our calculations don’t meet all three of these criteria, we don’t buy the building. We only do deals that work well financially, both for us and for you.
Maintaining these three commitments ensures that your investment will continue to give you rich returns for as long as you have your money with us.
And...
Did we mention security?
Even with a fluctuating or unforeseen market, we have strategies in place to continue to profit from real estate.
Every one of our properties has been evaluated for positive cashflow, so that even if the market is unfavourable for a sale, the property can be rented at a profit until the next market upswing. People always need a place to live.
We also employ advanced strategies like rent-to-own or lease options that not only bridge market conditions, but also help people who would not otherwise be able to own their own home.
Depending on the investment options you choose, your security also comes from having your money diversified through a number of real properties. As with mutual funds, in case one property underperforms, the rest of the portfolio is upheld by the more profitable performers.
We also maintain appropriate cash reserves and full insurance coverage for a maximum of safety at all times.
Invest now!
Fill out our online investment form, and we will contact you to discuss the various investment options that we offer — and you can choose the one that’s right for you!
